Clickwrap signatures are electronic signatures that do not require digital certificates. While they still offer a measure of security due to an encryption algorithm, Clickwrap signatures are not security tools. Instead, Clickwrap signatures offer a simple method of obtaining electronic evidence of user acceptance to an electronic agreement. The Clickwrap signing ceremony authenticates users through a series of questions and answers, and records the signer’s consent. Clickwrap style agreements are frequently found in licensing agreements and other online transactions. Simply put, Clickwrap signatures gather some information about you and then create a signature that contains that information. For example, a Clickwrap signature might prompt you to specify any or all of the following information:
- Your name
- Personal information, such as your mother’s maiden name that can be used to verify your identity
- Repeat a statement to show that you agree with the document you are signing.
After you provide this information, it is then included in the signature itself, and cannot be changed unless the signature is removed completely. Clickwrap signatures provide the same tamper proofing as other signatures, but do not identify the signer as reliably as other signature types. However, they also do not require any additional infrastructure, such as a PKI system or Signature Pad hardware.
When to use Clickwrap signatures
Clickwrap signatures are useful for the low-value, web-based transactions that they are based on. For example, you might use them to enroll members in a bonus points program.
Parent topic: Signature types